Early Super Withdrawal Tool

Ready when you are.

See the effects of withdrawing your super

Money you take out today means crystallising current losses, giving up the benefits of future compound returns, and the eventual recovery in investment markets.
This calculator shows the impact of withdrawing your super early.
Withdrawal Amount
Current Age
Retirement Age
Yearly Income
Current Super Balance
Target Retirement Balance

The effects of compounding

Your balance grows by more and more each year

With compounding, your balance will increase exponentially.
Withdrawing your super early means you will miss out on increasing amounts of return over time

Plan for a withdrawal

Early withdrawal can have a significant financial cost so here are some ways to minimise the impacts.

Payment Planner

Make up the lost ground with a temporary boost in your contribution.
The more you contribute, the sooner your super will recover.

Could relocation work for you?

Moving regionally can greatly lower the cost of living. There's a regional Australia for everyone so find what's important to you below.
Do you have a chronic health problem?
Required health facilities
Choose your preferred mode of transport
Select your weekly rent allocation
How much do you value cultural diversity?
How much do you value age diversity?
Do you want to live in a heavily populated suburb?